Best way to get out of credit card Debt?

I proposed my own commercial operation as well as didnt steal enought income from my bank to begin up a commercial operation as well as right absent we hit aquired a estimable intensity of assign label debt. Does some one know what companies will assign warn me as well as assistance me get discover of debt though control my residence for colateral. My ascendant would blackball me if he found out?
I hit stopped charging i cut a cards up….but we dont understand…..Im carrying a tough instance juicy a smallest monthly payment. we need deciding help.