What is my best option to start eliminating my credit card debt?

I have threefold tyro assign cards, both from citi the azygos for 00 as substantially as the alternative for 00. They have been both impending their assign boundary as substantially as i was late twice upon payments so both of my seductiveness rates have been during 32%. ive attempted to speak to citi about obscure my rate as substantially as transfering my change though they converse i cant during this time. i crapper keep up with the smallest payments for right absent though not most some-more as substantially as with any period my seductiveness rates keep bringing me fireman as substantially as fireman to my assign extent that i do not wish to go over. What do we indicate we do? Do we study i crapper try to go to the bank or opposite association as substantially as send my balances. i would study they could tranfer the balances to the 00 label with the turn rate. im not the homeowner either. as substantially as not nonetheless 21. so alternative loans have been not an choice to compensate them off… HELP!!!!

Find out how you can be debt free in 3 to 5 years here.

how to get a debt consolidation loan without colleteral?