Has anyone used Debt Settlement USA recently and settled there debts?

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does debt consolidation damage your credit?

im meditative about you do it im not which extreme in debt about 5,000 though i exclusive dont hit the supports to compensate my credit label bills anymore. what hit been the little great debt connection places & do they distribute up front fee’s? how most would the monthly remuneration 4 my debt be?

Has anyone used US Consumer Advocates debt settlement?

Is it legit? Does it work?

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How consolidating credit card debts with 401k works?

I have sufficient in my 401k as substantially as i requirement to connect credit label debts that would requirement all of it after taxes as substantially as penalties, though could to compensate soured all a credit cards! Which is improved route, refinancing or 401K debt connection loan?