I owed comapny card some money. The case has been forworded to General of Attorney office. What does it mean?

I cod follow credit adjudge connexion around 00 5 eld ago. Recently we patterned my credit inform as well as found they sole my debt to a debt collector. On a report, it settled a debt is K now.
I would kindred to to compensate off my aged debt, so we titled a company. But they told me we should hit a State ubiquitous of Attorney. What does it mean? Is equates to we lost my time for debt negotiation? we have been out of nation for a past 5 eld as well as we have not got any mail per my debt from a company. What should we do? we am in Michigan, though they told me a incase has been forwarded to Iowa. Why is that? The government of stipulations in Michigan is 7 years. It should begin from a fellow we have not paid for my check or from a fellow a debt gourmet paid for my debt from a company? we cod credit adjudge connexion around 5 yars ago, though a debt gourmet listed upon my credit inform from test Nov. What should we do? Are they starting to solidify my bank account?

are those debt consolidation companies that claim they can reduce credit card debt actually a good option ?