Earn Money By Harnessing Your Conscious And Subconscious Mind

By Christina Helwig

Your mind has two parts: the Conscious Mind and the Subconscious Mind. Together these two parts control all of your actions and ultimately the results you have in your life. As we explore each area of your mind, understand that while these ideas may seem simple and elementary, they have a wide reaching and profound affect on your life. They control every aspect of what makes you who you are and will continue to control everything in your life until the day you die.

The Conscious Mind is where your brain does all your day to day automatic thinking. This is where you make choices and where you primarily function in normal life. When you hold a conversation or watch a movie you are using your conscious mind. Both the conscious mind and the subconscious mind think in images. If you think about your family pet a picture of the pet will flash on the screen of your conscious mind.

You also can only hold one picture on the screen of your mind at any one time. For example you cannot think of a banana and a watermelon in detail at the same moment. While you might be able to project them side by side you are not able to see the grain in the skin of the watermelon or the yellow in the peel off the banana at the same moment. You would ahve to blend the two together.

This ultimately means that you cannot think of a negative idea and a positive idea at the same time. While your mind might be able to flip back and forth between negative and positive ideas or images very rapidly, it is not able to hold those two images at the same time.

You would think that the Conscious Mind controls the Subconscious Mind, but this is not true. The Subconscious Mind is the control panel in our lives. The Subconscious Mind stores all our ideas about who we are, what we are capable of, what we are not capable of and every other detail we believe to be true about our life and our abilities. We can refer to the Subconscious Mind as the emotional mind.

The subconscious mind operates in the background of your life and while you sleep, when you zone out, when you do something you have done a hundred times and any other automatic motion or thought you think. Dreams are a product of your subconscious mind. You can think of the subconscious mind as a computer program running without your help or mental effort at all times. An example of this would be when you have suddenly realized that you have not been paying attention while driving and you are almost home from work or you missed an on ramp.

The entire drive to and from work is a program that you have put into your subconscious mind through repetition. Your driving is almost automatic and takes very little effort on your part. In fact without consciously thinking about going to the mall when driving that pathway you will drive straight home. Your programming will take over and you will "forget" to go to the mall unless you hold the picture of the store at the forefront of your mind when driving home.

To convert the things you want in your life to reality you must understand how to use both your conscious and sub-conscious mind. By continually thinking about the good things you want and visualizing these images you will impress them on your subconscious mind. Over time your actions will change and you will start to move the things you want into your reality.

About the Author:

If you can set aside a few minutes each day to work on and learn about how you can reach your goals you can make big jumps towards increasing your earning potential and changing your world. Christina Helwig is an attorney and Vice-President of Wealth Expressions, Inc. She focuses on helping people learn more about changing their thinking to upgrade all aspects of their lives.

4 Things to Bear in Mind When Looking for Venture Capital Funding

By Nick Tristan

Entrepreneurs often face the challenge of raising money for their new venture. When the money is not available, one of the places to look is toward private venture capitalists. Venture capitalist invest in the project based on projections to reap huge returns in profits generated by their investment in your company.

Going To A Bank Verses A Venture Capitalist

Venture capital financing is quite different than obtaining bank loans. With a bank loan, there is an expectation initially to pay the money back on a monthly basis with interest. On the other hand, venture capitalists, who are often called angel investors, provide money to entrepreneurs trying to raise money by providing it directly. However, the payback comes much later with a deal to get often three to five times the investment, or part ownership in the company.

Don't Waste Time Hunting Them Down Yourself

You may be asking yourself, where do I look to find a venture capitalist? Sometimes it's just a matter of who you know. There are companies who specialize in approaching and lining up venture capital financing for businesses. Don't be afraid to seek out financing by this route, it will cut out lots of wasted time and effort on your part in seeking out financing. You need to be concentrating on your business.

Entrepreneurs can approach the venture investors, but it can be a long and drawn out process. You may talk to a hundred investors before you actually find the one who is willing to invest in your project. It may take a numerous business meetings, conference calls, business plan revisions, with a number of venture investment companies before you actually find the one who will fund your business.

Doing A Business Man

One of the first things that a venture capital investor will need is a business plan. The business plan gives a timeline. In the timeline, it generally provides a ballpark idea on the financial outlay required and how long it will take to get a return on investment.

Final Thoughts on Venture Funding

Venture capitalists vary in the way that they approach your business. Some have a hands-on approach and will make sure that every penny of the finances is spent properly. Some are more laid back, and even more leeway. But in the end, investors want to see a profitable enterprise taking off. Stay focused on the business plan, be open to advice from your investors, and go about making your business successful.

About the Author:

Author Chris Chandler offers advice on Venture Capital Financing. Wall Street Capital Financing, is a leader business loan in the US

Doing the numbers on APR

By Jo Smart

The Annual Percentage Rate (APR) is the amount of interest charged on loans by lenders, including credit card companies. The APR on a credit card determines how much you have to pay back each month to cover minimum charges and interest on the credit card loan. It is calculated as a monthly charge multiplied by 12, depending on the balance of the card. For example, a card with a 10.2% APR (divided by 12) would give a monthly interest rate of 0.85% on the outstanding balance. On a 1,000 loan, this would equate to an interest charge of 8.50 a month. The total amount would depend on how much of your outstanding balance you paid off each month and if you made only minimum payments or additional payments to clear the balance.

APR takes into account a number of different factors, all of which combine to give you the final figure. This includes the interest rate you have to pay as set by the lender, the length of time it takes you to pay off the credit card loan and the frequency and timing of your instalment payments. It can also take into account additional fees that the lender may impose on the loan agreement, such as payment protection insurance. All lenders are required to give full disclosure of their APR charges and, as the rate has a direct bearing on the cost of your credit card loan, it pays to shop around before you sign any agreement.

Once you have found what appears to be an attractive APR rate, there are a few more questions you should ask the lender before committing to any agreement. The first of these is if the APR is fixed or variable. If the rate is variable, what may seem like an attractive offer in the first instance may change dramatically after an initial introductory period. A variable rate will also be affected by any changes in the base interest rate, set by the Bank of England. With variable rates, your payments can go down as well as up, so it pays to check the fine print. With a fixed rate, your repayments stay the same.

The next question to ask is if there are any additional charges that are not included in the APR. This could include charges for services such as optional payment protection insurance. If additional charges are included, make sure you understand what they are, ask yourself whether you really need the services offered and how much and when you would have to pay. At this point, it is wise to ask yourself if you can afford the monthly payments. A more expensive loan with a higher APR could have lower monthly repayments if they are spread out over a longer period of time. This might suit those on a tighter budget, but it is sensible to calculate how much extra you would be paying in the long run.

Finance and lending has long been thought of as a murky part of business, complex and difficult to understand. APR stands apart from the system in that the Government and financial regulatory bodies recognise the public's unease when dealing with these mysterious financial figures and have put strict guidelines in place. All lenders are required to give full disclosure of APR charges to customers, allowing them to make an informed decision. Card companies are happy to comply with this, preferring that their customers know exactly what is expected from the outset from both parties. It makes for a far better business arrangement. APR can be calculated easily with a little bit of effort and a pocket calculator because all the facts and figures are there; it's just a matter of seeing how they relate to your situation. The temptation to leap feet first into a 0% credit card offer may be strong, but by taking a moment to examine all the costs involved expensive mistakes can be avoided and your all-important credit rating can be preserved intact.

Without taking into account APR, it is impossible to make an informed decision on which credit card deal is the best. The bells and whistles cards look tempting, but are designed with a specific type of customer in mind. If you don't fit the profile exactly, keep shopping around. To get the best deal, consumers need to be flexible and to take a little time studying the marketplace. That way they can avoid high APR rates that lay in wait for the unwary.

About the Author:

Jo Smart writes for various popular websites and is an expert at explaining financial topics. You can find out more about Low APR Credit Cards and other Credit Cards here.

Free Credit Repair Service - It Does Exist And Where?

By William Blake

Free credit repair services defy the notion that nothing in life is free. It is possible to find credit repair service that offer their services free of charge. There are not many of them and to work for you they require that you meet certain guidelines that they have established. To locate a free credit repair service is not an easy task. It will take some searching, but they do exist.

One way to find a free credit repair service is to contact someone just starting their credit repair business. They will need the experience and may be willing to provide the service free of charge. This will help them get their business off the ground and help their new client as well.

While your changes of finding someone like this may be slim, it is certainly something that can happen and something that you should always keep an eye out for. You can always ask around to see if anyone would be willing to help you in order to gain experience.

Another Option

If you have a business or service that you can provide maybe you can barter for the services of a credit repair company. Put an ad in the newspaper or advertise on line to see if anyone would be willing to provide credit repair service in exchange for your services.

There may be someone out there that can offer you free credit repair services as a trade for you teaching them how to sew or play guitar. When you open your imagination then there is no telling what can happen and how quickly your can find yourself the help that you are in need of.

A great place to start is with close friends and relatives. If someone in your family has previously or is currently working for a company that offers the service of credit repair they may have learned a few things on the job that will enable them to be of help to you. Ask them if they would be willing to give it a try. You may be able to really benefit from their experience and knowledge.

If there is no one who has a job related to credit repair maybe there is someone who has needed such a service in the past. Through their personal experience they may have acquired sufficient knowledge to be able to work with you to repair your credit. They can teach you what they know and down the road you may have the opportunity to do the same for another person who finds himself in a similar situation.

About the Author:

Tire of barely keeping up with your credit card debt? Learn some simple credit card tips on the Debtopedia website. Get a free copy of my report "Secrets Of Credit Card Debt" at http://www.debtopedia.com