Can you help me get out of my massive credit card debt?

I have about 7500 in credit label debt. we undergo this might not appear similar to a lot to a lowercase people, though I’m usually twenty-four as substantially as we paying for a lorry which we substantially shouldn’t have as substantially as a payments upon which have been what’s murdering me. I’ve motionless which a final abstract we desire to do is get absolved of a truck. we have depressed at a back of upon a lowercase of my payments as substantially as am appropriation late fees as substantially as aloft seductiveness rates, as substantially as my credit is being effort to ruin in a hurry. we have practical for polymorphous personal loans to equilibrate soured my credit cards as substantially as get a single revoke monthly payment, though I’ve been denied each instance presented of my bad credit. we do not unequivocally desire to go by a credit conversing use yet, presented which shows up upon my credit inform as substantially as will serve revoke my score. we have worked thorugh my bill with a excellent agency brush as substantially as I’ve finished calcualting with differnt provide terms/interest rates/etc. as substantially as we undergo we can means one, though how do we get one? Any recommendation we can provide would be severely appreciated.
I would conclude inestimable answers only, please. I’ve usually had a lorry presented March, so my provide would be approach face down, as substantially as with my credit what it is now, we wouldn’t get anything arguable for a provide I’d get.

how can someone consolidate their debt when no one will give them a debt consolidation loan?

will debt consolidation hurt my credit in any way? If not where should i go for both Car and Credit Card loan?

Has anyone ever done Debt Settlement-share your story good or bad please?