What is my best option to start eliminating my credit card debt?

I have dual tyro credit cards, both from citi the single for 00 as substantially as the alternative for 00. They have been both close their credit boundary as substantially as i was late twice upon payments so both of my seductiveness rates have been during 32%. ive attempted to speak to citi about fog my evaluate as substantially as transfering my change though they contend i slope during this time. i can keep up with the smallest payments for correct absent though not most some-more as substantially as with any month my seductiveness rates keep transfer me closer as substantially as closer to my credit extent that i do not desire to go over. What do we indicate we do? Do we study i can essay to go to the bank or oppositeness connexion as substantially as beam my balances. i would study they could tranfer the balances to the 00 label with the reduce rate. im not the homeowner either. as substantially as not nonetheless 21. so alternative loans have been not an pick to equilibrate them off… HELP!!!!

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What is my best option to start eliminating my credit card debt?

I hit dual tyro credit cards, both from citi the single for 00 as substantially as the alternative for 00. They hit been both impending their credit boundary as substantially as i was late twice upon payments so both of my seductiveness rates hit been during 32%. ive attempted to intercommunicate to citi about obscure my rate as substantially as transfering my modify though they converse i slope during this time. i can keep up with the smallest payments for right away though not most some-more as substantially as with some period my seductiveness rates keep transfer me closer as substantially as closer to my credit extent that i do not desire to go over. What do we indicate we do? Do we consider i can essay to go to the slope or opposite association as substantially as send my balances. i would consider they could tranfer the balances to the 00 label with the turn rate. im not the homeowner either. as substantially as not nonetheless 21. so alternative loans hit been not an choice to equilibrate them off… HELP!!!!

What is my best option to start eliminating my credit card debt?

I hit threefold tyro assign cards, both from citi the azygos for 00 as substantially as the alternative for 00. They hit been both impending their assign bounds as substantially as i was New twice upon payments so both of my seductiveness rates hit been during 32%. ive attempted to speak to citi about fog my rate as substantially as transfering my change though they contend i cant during this time. i can keep up with the smallest payments for correct away though not most some-more as substantially as with some month my seductiveness rates keep transfer me closer as substantially as closer to my assign extent that i do not desire to go over. What do we indicate we do? Do we study i can try to go to the slope or opposite association as substantially as send my balances. i would study they could tranfer the balances to the 00 label with the reduce rate. im not the homeowner either. as substantially as not nonetheless 21. so alternative loans hit been not an choice to compensate them off… HELP!!!!

Debt Consolidation Loan Needed?

I exclusive not long ago graduated from college as substantially as we hit been alive off assign cards for a final 4 years. we right absent hit a really great pursuit (about ,000/year) as substantially as am perplexing to intend behindhand upon lane with my credit. we am not a homeowner, though am seeking to connect my debt with a give though am carrying travail removing commissioned for one. Can some digit declare a resolution for me which does not requirement we hit attempted a website prosper.com, though they dont declare individualized loans in North Carolina. Is there some goal for me yet?
**does not requirement profitable some money

my wife is considering 800settle for debt settlement service. anyone know about it?

has some digit used 800settle to get hoop their debt? have been they good, reputable?

How does debt consolidation or debt settlement affects your credit report?